Matt Sonstrom

I got into insurance because I watched a family friend lose almost everything after an accident nobody saw coming — not because they were careless, but because they didn't have the right coverage in place. That moment stuck with me, and it's the reason I've spent my career making sure Florida families and business owners never have to face that kind of loss unprotected. What started as a passion for helping people has turned into a career built on trust, honesty, and showing up when it matters most.

My approach is simple: I listen first. Every person who walks through my door has a different story — different risks, different goals, different stages of life — and cookie-cutter policies don't serve anyone well. Whether you're a young family buying your first home, a business owner protecting your team, or someone thinking seriously about retirement and legacy planning, I take the time to understand your full picture before I ever recommend a solution. Florida's unique risks, from hurricanes to flood zones to a fast-growing economy, mean your coverage has to be built specifically for where you live and what you've worked hard for.

What sets me apart is that I don't disappear after the policy is signed. I check in. I re-evaluate coverage as your life changes. I answer the phone when you have questions, and I fight for you when it's time to file a claim. Insurance and financial planning aren't transactions to me — they're relationships built on the promise that I'll be there when you need me most. That's the kind of advisor I'd want for my own family, and it's the kind of advisor I strive to be for yours.